Will insurance cover the cost of so many losses?

Most businesses rely on insurance to cover the cost of potential losses. From insuring cars and other business equipment to covering losses caused by theft, accidental damage, fraud, fire, and all manner of business risks, insurance companies have been quick to extract money from business owners who have thought that by after paying their premiums their businesses would be safe. Sadly in many cases their optimism was shown to be premature as many insurers refused to pay out for the effects of the Covid epidemic.

Insurance has changed. Some markets have declined (such as, could you believe car insurance: less cars are now being sold than since 1990!) nut new ones, such as insurance for fast food delivery have risen dramatically owing to the covid epidemic.However: what is the right level of insurance cover for carting?

Family karting

Family karting is highly regulated and has a good safety record.

Kart racing

This can be highly competitive with much more powerful engines

Professional level

Fancy doing 100mph inches from the ground?

Karting was reputed to begin in 1956 and it's spread as a sport that was not only exciting but cheap to enter, too, meant that it's popularity spread rapidly through America, Europe then the rest of the world. The combination of an ultra lightweight chassis, combined with a perky engine gave a decent speed whilst the sensation of driving only inches from the ground gave a more exciting sensation.

Like all motor sports it wasn't long before it became a nursery for future professional racers. It has such a good safety record however that under the International Automobile Federation rules even children from the age of 8 upwards can participate.

Safety is of course paramount. Beginners and young drivers are usually confined to electric motors or four stroke engines with relatively low power, whilst more experienced drivers tend towards two stroke engines.

Accidents on amusement parks are happily rare but they can happen; adequate insurance should always be carried by both operators and drivers alike. Dirt track racing is very popular amongst the more competitive participants and because of the particular hazards of irregular surfaces roll cages are often specified.